Terms & Conditions
Legal disclaimer
The information provided on this website is for general informational purposes only. Nothing on this website constitutes legal, financial, investment, tax, mortgage, immigration, or insurance advice.
K1K1 Multicultural Advisory Inc. provides strategic marketing and settlement guidance only. Clients are responsible for seeking advice from licensed professionals before making financial, legal, property, or business decisions.
Use of this website or engagement of services does not create a fiduciary, legal, or regulated advisory relationship.
Terms & Conditions
These Terms & Conditions (“Terms”) govern the use of this website and the engagement of advisory services provided by K1K1 Multicultural Advisory Inc. (“we,” “our,” or “us”).
By accessing this website or engaging our services, you agree to be bound by these Terms. If you do not agree, you should discontinue use of the website and services.
These Terms establish the legal relationship between K1K1 Multicultural Advisory Inc. and: website visitors, business clients, and settlement advisory clients.
Services Provided
K1K1 Multicultural Advisory Inc. provides strategic marketing and growth advisory, multicultural market expansion consulting, project-based and fractional marketing leadership, new to Canada settlement guidance, banking system orientation, credit-building education, and rental/property navigation guidance. All services are advisory in nature.
K1K1 Multicultural Advisory Inc. does not provide legal services, immigration representation, investment advisory, mortgage brokerage, insurance brokerage, or tax advisory. Any discussion of financial systems is for general educational purposes only.
Who May Use This Website
This website is intended for individuals 18 years of age or older. By using this website, you confirm that you meet this requirement.
You agree not to use the website for unlawful purposes, copy website content without permission, or attempt to interfere with website functionality.
Engagement & Payment Terms
Specific service scope, fees, and timelines are defined in written proposals or service agreements. Unless otherwise agreed, payment is required prior to service commencement. Retainers are billed monthly in advance, and fees are non-refundable once services begin. Late payment may result in suspension of services.
No Guaranteed Outcomes
K1K1 Multicultural Advisory Inc. does not guarantee revenue increases, business growth targets, market expansion success, or approval of banking products. Results depend on external market conditions and execution beyond our control.
Client Responsibility
Clients are responsible for providing accurate information, making independent business or relocation decisions, and engaging licensed professionals where required. K1K1 Multicultural Advisory Inc. is not responsible for decisions made by the client.
Intellectual Property
All content on this website, including text, branding, frameworks, and strategic documents, remain the intellectual property of K1K1 Multicultural Advisory Inc. Materials may not be reproduced without written consent.
Confidentiality
K1K1 Multicultural Advisory Inc. treats client information as confidential. Clients agree not to disclose proprietary materials or advisory frameworks shared during engagements.
Limitation of Liability
To the maximum extent permitted by law, K1K1 Multicultural Advisory Inc. shall not be liable for indirect damages, lost profits, or business interruption. Total liability shall not exceed the fees paid for the engagement.
Third-Party Links
This website may contain links to third-party websites. We are not responsible for their content, policies, or practices.
Governing Law
These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein. Any disputes shall be resolved in the courts of Ontario.
Changes to These Terms
We reserve the right to modify these Terms at any time. Continued use of the website constitutes acceptance of any updated Terms.
Contact Information
K1K1 Multicultural Advisory Inc.
Toronto, Ontario, Canada
Email: karen.kok@k1k1.ca
Contact Us
Address
Legal
Feel free to reach out by email or through the booking form, and I’ll get back to you as soon as possible.
Book a private consultation and explore your business growth or relocation plans. Every collaboration starts with a clear plan, a structured strategy and steady support.
Toronto and GTA,
Ontario, Canada.
By appointment only.
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